Healthcare in India is becoming more inclusive, and the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is at the heart of this transformation. The scheme provides ₹5 lakh worth of free medical treatment per family per year. To avail of these benefits, it is essential to know whether your name appears in the Ayushman Card Beneficiary List 2025.
This blog will guide you through how to check your name, who is eligible, what documents are needed, and how to get the card and use it.
🏥 What is Ayushman Bharat Scheme?
The Ayushman Bharat Yojana, also known as PM-JAY, is the world’s largest health insurance scheme funded by the government. Launched in 2018, it aims to provide free medical care up to ₹5 lakh per year to more than 50 crore Indian citizens.
The scheme covers:
- Hospitalization expenses
- Surgery and ICU charges
- Pre and post-hospitalization costs
- Diagnostics and medicines
Both government and empaneled private hospitals offer treatment under this scheme.
📋 Who Is Eligible for Ayushman Card?
Eligibility is determined based on the Socio-Economic Caste Census (SECC) 2011 and other recent government databases.
✔ Rural Eligibility:
- Landless households
- Families with no adult (16–59) member
- SC/ST households
- Households with only disabled members
- Manual scavenger families
✔ Urban Eligibility:
- Street vendors, domestic workers, construction workers
- Rickshaw pullers, drivers, cobblers, ragpickers
- Shop workers, peons, and others in informal labor
If your name is on the SECC list or if you hold a ration card, BPL card, or are an income tax non-payer, chances are you’re already eligible.
🧾 Documents Required to Avail Benefits
To apply for an Ayushman Card or check the beneficiary list, you’ll need the following:
- Aadhaar Card
- Ration Card
- Voter ID or other address proof
- Mobile number
- Passport-size photograph
- Income certificate (if required)
🔍 How to Check Your Name in Ayushman Card Beneficiary List 2025
Checking your name is simple and can be done from your mobile phone in minutes.
✅ Step-by-Step Guide:
Method 1: Using Mobile Number
- Visit the official website: https://mera.pmjay.gov.in
- Click on “Am I Eligible?”
- Enter your mobile number and captcha code
- Select your state and search by name, ration card, or Aadhaar number
- If your name is listed, you are eligible
Method 2: Through CSC Center or Jan Seva Kendra
- Visit the nearest Common Service Center (CSC)
- Give your Aadhaar and mobile number
- The operator will verify and show your status
- If your name is in the list, they will help issue your Ayushman card
💳 How to Get Ayushman Card 2025
Once you confirm eligibility, follow these steps to download or print your Ayushman card:
- Go to your nearest CSC or Ayushman Bharat Mitra kiosk
- Submit your documents (Aadhaar, ration card)
- Biometric verification will be done
- The card will be generated and printed (nominal charge may apply)
- You can also download it online from https://bis.pmjay.gov.in
🏨 Where Can You Use the Ayushman Card?
More than 25,000 hospitals are empaneled under the scheme across India.
Types of Hospitals Covered:
- Government hospitals
- Private multi-specialty hospitals
- Rural health centers
- Specialized cancer and cardiac hospitals
The card allows cashless treatment in both public and private hospitals.
🩺 Diseases and Treatments Covered
PM-JAY covers over 1,500 procedures, including:
- Heart surgeries (bypass, valve replacement)
- Kidney dialysis and transplant
- Cancer treatment
- Orthopedic surgeries
- Eye operations
- Maternity and C-section deliveries
- Neurosurgeries
- Burn and trauma care
This includes pre- and post-hospitalization costs and medications.
🧠 Benefits of Ayushman Bharat Card
| Feature | Benefit |
|---|---|
| Annual Coverage | ₹5 lakh per family |
| Validity | Every year (renewable automatically) |
| Coverage Type | Cashless, paperless treatment |
| Hospital Choice | Public & private (empaneled) |
| Portability | Usable in any state across India |
| No Age or Family Limit | Entire family covered, no cap |
| Pre-existing Conditions | Covered from Day 1 |
🛑 Who Is Not Eligible?
Some people are excluded from the Ayushman Card beneficiary list:
- Those who pay income tax
- Own 4-wheelers or large properties
- Government employees
- Individuals with monthly income above threshold set by the scheme
If your name is not in the list, you can still apply under State Health Insurance Schemes which may be linked to Ayushman Bharat.
📞 Ayushman Bharat Helpline
If you face issues checking your name or applying, contact the official helpline:
- National Helpline Number: 14555 / 1800-111-565
- Official Website: https://pmjay.gov.in
✅ Final Thoughts: Take Advantage of the Ayushman Bharat Scheme Today
The Ayushman Card Beneficiary List 2025 is a gateway to free, quality healthcare. With a simple process, zero premium, and nationwide access to hospitals, the card has already benefited millions of Indian families.
If you or someone in your family falls under the eligible category, don’t wait. Check your name, get your card, and stay protected against high medical bills.
In today’s world, good health is the real wealth — and with the Ayushman Bharat Card, it’s free and accessible to those who need it the most.
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