Sahara India Pariwar, once one of the largest conglomerates in India, came under scrutiny following various financial irregularities. After years of legal proceedings, lakhs of investors who had deposited their money in various Sahara schemes are finally getting a ray of hope with the release of the Sahara India Refund List 2025 and the initiation of the refund process through the CRCS-Sahara Refund Portal.
This blog is a complete guide to understanding:
- What is the Sahara India Refund List
- Who is eligible for the refund
- How to check if your name is listed
- Step-by-step refund application process
- Documents required and key dates
- Common errors and how to avoid rejection
Let’s dive into it.
🔍 What is the Sahara India Refund List?
The Sahara India Refund List is a list of verified investors who are eligible to claim their refunded money. This list is part of a Supreme Court-monitored refund initiative handled by the Central Registrar of Cooperative Societies (CRCS), under the Ministry of Cooperation.
The refund is being issued to investors who had deposited funds in one of these Sahara group cooperative societies:
- Sahara Credit Cooperative Society Limited
- Saharayan Universal Multipurpose Society Limited
- Humara India Credit Cooperative Society Limited
- Stars Multipurpose Cooperative Society Limited
In the first phase, only investors who had invested ₹10,000 or less will receive refunds. Gradually, larger claims are expected to be settled.
🧾 Who is Eligible for Sahara Refund?
You are eligible to receive a refund if:
- You invested in one of the above-mentioned Sahara cooperative societies.
- Your investment matured but you did not receive the payment.
- You have original deposit documents, membership ID, and valid identity proof.
- Your claim amount is ₹10,000 or less (as per the first refund phase).
- You are registered on the CRCS-Sahara Refund Portal.
The refund process is entirely online, and verification is done using Aadhaar and PAN details.
📅 Sahara Refund 2025: Key Dates and Timeline
| Milestone | Date |
|---|---|
| Portal Launch | July 2023 |
| First Refunds Released | August 2023 |
| Next Refund Phase Expected | Mid 2025 |
| Final Submission Deadline (tentative) | December 2025 |
It’s important to regularly check the official CRCS portal for announcements related to batch-wise refund lists and next phases.
🔍 How to Check Your Name in the Sahara India Refund List 2025
There isn’t a traditional public PDF list; instead, your status is verified through the online portal.
Follow these steps:
- Visit the official CRCS Sahara Refund Portal.
- Click on “Submit Claim Request.”
- Enter your Aadhaar number, mobile number, and OTP to log in.
- Fill out details like your Membership Number, Deposit Account Number, and amount invested.
- If your records match with Sahara’s backend data, your name is deemed valid for refund.
If verified, your name is effectively part of the refund list, and you can proceed with the refund application.
🛠️ Step-by-Step: How to Apply for Sahara Refund Online
Here’s a simplified guide for the refund application process:
Step 1: Register on the Portal
- Go to https://mocrefund.crcs.gov.in
- Click “Depositor Registration”
- Enter Aadhaar number, OTP, name, date of birth
- Verify with PAN (optional for claims under ₹50,000)
Step 2: Fill in Claim Request
- Provide membership number, society name, account number
- Upload deposit certificate or passbook
Step 3: Upload Required Documents
- Aadhaar card (front and back)
- PAN card (if applicable)
- Deposit receipt(s)
- Recent passport-size photograph
- Signature image (scanned)
Step 4: E-sign and Submit
- Use Aadhaar OTP to e-sign your application
- Submit and take a screenshot or print of your acknowledgment
Step 5: Track Your Status
- Return to the portal and click “Track Claim Status”
- Enter your details to see if the refund has been processed
📄 Documents Required for Sahara Refund
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity and verification |
| PAN Card | Mandatory for claims above ₹50,000 |
| Deposit Certificate/Passbook | Proof of investment |
| Photograph | ID verification |
| Signature (Scanned) | For e-signing |
| Mobile Number Linked to Aadhaar | For OTP-based login and authentication |
Make sure all uploaded documents are clear and legible to avoid rejection.
⚠️ Common Mistakes to Avoid During Refund Application
- Incorrect Membership or Account Number
- Cross-check your original deposit documents.
- Unreadable Document Uploads
- Avoid uploading blurry or cropped images.
- Aadhaar Not Linked with Mobile
- Visit a nearby Aadhaar Seva Kendra to update it.
- Missing E-signature
- Without e-signing, your claim will not be accepted.
- Wrong Society Selection
- Select the exact cooperative society where you deposited funds.
🙋 Frequently Asked Questions (FAQs)
Q1. Is the refund only for ₹10,000?
In Phase 1, yes. Further phases will include larger claims.
Q2. When will I get my money?
Verified claims are expected to be processed within 45–60 days, depending on the phase and completeness of documents.
Q3. I’ve invested in multiple Sahara societies. Can I file multiple claims?
Yes, but each must be filed separately for each society account.
Q4. Is offline submission allowed?
No. Only online submissions via the CRCS portal are valid.
Q5. What happens if I missed the first deadline?
Wait for the next refund phase, expected later in 2025.
📌 Final Thoughts
The Sahara India Refund List 2025 and its associated online portal have brought long-awaited relief to investors. While the process may seem technical, it is designed to protect your interests and ensure transparency. If you’ve made an investment in Sahara and your funds are still stuck, now is the time to act.
Ensure your documents are ready, your Aadhaar is linked to your mobile number, and your Sahara investment details are in order. Start your refund claim as soon as the new phase opens — and keep checking for updates.
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